Blender Market - Folds Modifier v4

https://blendermarket.com/products/folds-modifier

Software Version   4.3, 4.2, 4.1, 4.0, 3.6

Folds Modifier is an easy-to-use, real-time solution for adding cloth folds to your characters without heavy simulations. It utilizes a geometry nodes setup based on tension maps and textures, which you can create by drawing or baking from a high-resolution model.